Important Information & Disclaimers

General Information Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as personalized financial advice for your specific situation.

Content on this website does not constitute professional financial advice and should not replace consultation with qualified financial professionals regarding your individual circumstances.

Limitation of Liability

We limit our liability for use of this website and our services as follows:

• We are not liable for indirect, consequential, or special damages arising from your use of our services
• Our total liability is limited to the amount of fees paid for our services in the preceding 12 months
• We exclude liability for losses caused by circumstances beyond our reasonable control
• We are not responsible for technical issues, website downtime, or data transmission errors

Information Accuracy

While we strive to provide accurate and current information, we cannot guarantee that all content is error-free or reflects the most recent developments.

Financial Planning Disclaimer

Our financial planning services are subject to the following important considerations:

• All financial planning recommendations are based on information you provide and current market conditions
• Economic conditions, legislation changes, and personal circumstances can affect planning outcomes
• We recommend regular review and adjustment of your financial plan as circumstances change

External Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or security of external sites.

Client Testimonials

Client testimonials represent individual experiences and may not reflect typical results. Your experience may differ based on your unique circumstances.

Errors and Omissions

We make reasonable efforts to ensure accuracy but are not liable for errors, omissions, or outdated information that may appear on our website.

User Indemnification

You agree to indemnify us against claims arising from your misuse of our website, violation of these terms, or infringement of third-party rights.

Jurisdiction and Governing Law

These disclaimers and your use of our services are governed by Australian law:

State and territory laws may provide additional consumer protections that cannot be excluded

Severability

If any part of these disclaimers is found invalid or unenforceable, the remaining provisions continue to apply in full force.

Modifications to Disclaimers

We may update these disclaimers periodically. Changes become effective when posted on our website with a new date.

Acceptance of Disclaimers

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these disclaimers.

Contact Information for Disclaimers

If you have questions about these disclaimers, please contact us: